Stephen is also key promoter and a Chief Executive Officer of Smartpal Solutions Ltd. He holds a B.sc in Banking and Finance from Imo State University, Owerri and M.Sc in Financial Management Technology from Federal University, Owerri (FUTO). As a member of Nigerian Institute of Management (Chartered), he has attended and organised various seminars in Risk Management and Financial Intelligences. He is a skilled trainer and has developed several capacities in effective and efficient handling the affairs of their firm; he headed Debt Recovery for several years in Renowned Debt Recovery firms; he headed the Department of the financial research and strategy development at Media Clout International and also worked as a chief accountant in Imsu Gate Consultancy.